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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,656 | $198,457-70.4% | $170,435-65.6% | $147,586-60.3% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 14.51% | 257.30%-242.8pp | 205.94%-191.4pp | 578.59%-564.1pp |
| Employer contribution / active EE | $1,668 | $6,183-73.0% | $5,432-69.3% | $4,876-65.8% |
| Participant deferral / active EE | $3,632 | $5,629-35.5% | $4,939-26.5% | $5,439-33.2% |
| Admin fee / account holder | $520 | $16,852-96.9% | $13,881-96.3% | $10,886-95.2% |