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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,538 | $183,539-68.1% | $155,556-62.4% | $145,897-59.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 2.78% | 61.31%-58.5pp | 64.84%-62.1pp | 552.29%-549.5pp |
| Employer contribution / active EE | $2,228 | $5,315-58.1% | $4,675-52.3% | $4,663-52.2% |
| Participant deferral / active EE | $2,582 | $6,467-60.1% | $5,631-54.2% | $6,689-61.4% |
| Admin fee / account holder | $7,088 | $19,275-63.2% | $15,885-55.4% | $13,390-47.1% |