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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $509,825 | $180,462+182.5% | $154,111+230.8% | $135,379+276.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -3.18% | 888.17%-891.4pp | 735.18%-738.4pp | 519.79%-523.0pp |
| Employer contribution / active EE | $11,575 | $6,036+91.8% | $5,298+118.5% | $4,779+142.2% |
| Participant deferral / active EE | $6,945 | $5,806+19.6% | $5,081+36.7% | $5,609+23.8% |
| Admin fee / account holder | $20,432 | $16,145+26.6% | $13,411+52.4% | $10,828+88.7% |