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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,041 | $190,862-18.2% | $159,991-2.5% | $134,509+16.0% |
| Participation rate | 59.1% | 82.0%-22.9pp | 78.0%-18.9pp | 81.2%-22.1pp |
| Annual return | -19.19% | 552.59%-571.8pp | 408.82%-428.0pp | 418.13%-437.3pp |
| Employer contribution / active EE | $1,078 | $4,995-78.4% | $4,225-74.5% | $4,741-77.3% |
| Participant deferral / active EE | $4,092 | $6,924-40.9% | $6,183-33.8% | $6,400-36.1% |
| Admin fee / account holder | $3,969 | $10,495-62.2% | $8,715-54.5% | $11,427-65.3% |