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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,076 | $115,917+32.1% | $100,535+52.3% | $158,982-3.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | -1.39% | 34.80%-36.2pp | 30.90%-32.3pp | 302.99%-304.4pp |
| Employer contribution / active EE | $11,111 | $4,105+170.7% | $3,419+225.0% | $4,763+133.3% |
| Participant deferral / active EE | $6,679 | $6,6770% | $6,271+6.5% | $5,983+11.6% |
| Admin fee / account holder | $7,735 | $11,002-29.7% | $8,085-4.3% | $11,252-31.3% |