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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,560 | $107,941+28.4% | $91,994+50.6% | $152,897-9.4% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 5.62% | 89.28%-83.7pp | 69.04%-63.4pp | 345.43%-339.8pp |
| Employer contribution / active EE | $12,500 | $4,212+196.8% | $3,453+262.0% | $4,764+162.4% |
| Participant deferral / active EE | $7,245 | $6,366+13.8% | $5,924+22.3% | $5,851+23.8% |
| Admin fee / account holder | $1,184 | $10,521-88.8% | $7,744-84.7% | $11,599-89.8% |