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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,192 | $56,054-90.7% | $171,082-97.0% | $62,881-91.7% |
| Participation rate | 67.9% | 62.9%+5.0pp | 76.7%-8.8pp | 69.3%-1.4pp |
| Annual return | 0.00% | 22.52%-22.5pp | 32.56%-32.6pp | 20.14%-20.1pp |
| Employer contribution / active EE | $2,132 | $1,731+23.2% | $4,002-46.7% | $2,281-6.5% |
| Participant deferral / active EE | $2,138 | $3,158-32.3% | $4,797-55.4% | $3,203-33.2% |
| Admin fee / account holder | $29 | $3,647-99.2% | $8,520-99.7% | $4,296-99.3% |