Retirement plan

403(B) THRIFT PLAN FOR EMPLOYEES OF ST. LAWRENCE COUNTY HEALTH INITIATIVE, INC.

Name: ST. LAWRENCE COUNTY HEALTH INITIATIVE, INC. - 403(B) THRIFT PLAN FOR EMPLOYEES OF ST. LAWRENCE COUNTY HEALTH INITIATIVE, INC. (2022) Form 5500
Creator: ST. LAWRENCE COUNTY HEALTH INITIATIVE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN FOR EMPLOYEES OF ST. LAWRENCE COUNTY HEALTH INITIATIVE, INC., ST. LAWRENCE COUNTY HEALTH INITIATIVE, INC.

ST. LAWRENCE COUNTY HEALTH INITIATIVE, INC.EIN 16-1582283Plan #001PY 2022

PO BOX 5069 - POTSDAM, NY 136765069315-261-7460

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$490K

-5.2% from 2021

Total participants

+5.9% from 2021

Average account balance

$28,808

-10.8% from 2021

Annual return

-15.32%

-30.93 pp from 2021

Benchmarks

See 39,290 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort39,290 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$723K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$36K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

153.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$56K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.29%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2F2G2S2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$48

$3 / participant

Other / not subdivided$48100.0%

% of EOY assets

0.010%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$28,808

$92,743-68.9%

$82,744-65.2%

$134,532-78.6%

Participation rate

93.3%

75.2%+18.1pp

72.6%+20.8pp

81.2%+12.1pp

Annual return

-15.32%

946.63%-962.0pp

702.22%-717.5pp

418.27%-433.6pp

Employer contribution / active EE

$1,834

$3,273-44.0%

$3,008-39.0%

$4,741-61.3%

Participant deferral / active EE

$1,643

$4,802-65.8%

$4,395-62.6%

$6,401-74.3%

Admin fee / account holder

$5,977-100.0%

$5,325-99.9%

$11,429-100.0%

403(B) THRIFT PLAN FOR EMPLOYEES OF ST. LAWRENCE COUNTY HEALTH INITIATIVE, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN FOR EMPLOYEES OF ST. LAWRENCE COUNTY HEALTH INITIATIVE, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion