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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,742 | $125,797-75.6% | $170,028-81.9% | $75,181-59.1% |
| Participation rate | 92.1% | 83.6%+8.5pp | 87.0%+5.1pp | 67.2%+24.9pp |
| Annual return | 25.20% | 27.20%-2.0pp | 53.39%-28.2pp | 160.69%-135.5pp |
| Employer contribution / active EE | $3,613 | $4,616-21.7% | $6,788-46.8% | $2,671+35.3% |
| Participant deferral / active EE | $6,949 | $6,838+1.6% | $10,409-33.2% | $4,126+68.4% |
| Admin fee / account holder | $3,963 | $8,177-51.5% | $12,820-69.1% | $5,650-29.9% |