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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,715 | $100,792-75.5% | $86,691-71.5% | $134,509-81.6% |
| Participation rate | 100.0% | 78.9%+21.1pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -18.72% | 29.08%-47.8pp | 35.94%-54.7pp | 418.13%-436.9pp |
| Employer contribution / active EE | $3,129 | $3,491-10.4% | $2,837+10.3% | $4,741-34.0% |
| Participant deferral / active EE | $9,982 | $5,339+87.0% | $4,656+114.4% | $6,400+56.0% |
| Admin fee / account holder | $518 | $10,924-95.3% | $7,492-93.1% | $11,427-95.5% |