Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,754 | $71,872-29.4% | $86,691-41.5% | $68,495-25.9% |
| Participation rate | 50.7% | 72.2%-21.5pp | 76.6%-25.9pp | 67.9%-17.2pp |
| Annual return | -18.26% | 3.53%-21.8pp | 35.94%-54.2pp | -7.84%-10.4pp |
| Employer contribution / active EE | $530 | $2,173-75.6% | $2,837-81.3% | $2,596-79.6% |
| Participant deferral / active EE | $2,302 | $3,779-39.1% | $4,656-50.6% | $4,028-42.9% |
| Admin fee / account holder | $5,786 | $6,112-5.3% | $7,492-22.8% | $5,403+7.1% |