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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,005 | $48,274+7.7% | $63,244-17.8% | $59,633-12.8% |
| Participation rate | 48.6% | 66.3%-17.7pp | 71.0%-22.5pp | 68.7%-20.1pp |
| Annual return | -1.40% | -240.79%+239.4pp | -70.31%+68.9pp | 2041.45%-2042.8pp |
| Employer contribution / active EE | $1,501 | $1,586-5.4% | $2,322-35.4% | $2,203-31.9% |
| Participant deferral / active EE | $1,518 | $2,343-35.2% | $2,953-48.6% | $3,192-52.5% |
| Admin fee / account holder | $230 | $3,600-93.6% | $5,893-96.1% | $4,297-94.6% |