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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,190 | $99,345+60.2% | $84,753+87.8% | $273,972-41.9% |
| Participation rate | 73.3% | 80.7%-7.4pp | 76.6%-3.3pp | 83.0%-9.7pp |
| Annual return | -69.69% | 22.93%-92.6pp | 22.78%-92.5pp | 41.46%-111.1pp |
| Employer contribution / active EE | $9,046 | $4,214+114.7% | $3,574+153.1% | $4,869+85.8% |
| Participant deferral / active EE | $17,140 | $4,270+301.4% | $3,712+361.8% | $5,287+224.2% |
| Admin fee / account holder | $15,237 | $6,645+129.3% | $5,333+185.7% | $10,133+50.4% |