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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,283 | $34,316-67.1% | $74,722-84.9% | $72,975-84.5% |
| Participation rate | 42.9% | 42.4%+0.4pp | 54.5%-11.6pp | 69.5%-26.6pp |
| Annual return | 33.48% | 26.58%+6.9pp | 753.11%-719.6pp | 81.01%-47.5pp |
| Employer contribution / active EE | $520 | $692-24.8% | $1,084-52.0% | $2,440-78.7% |
| Participant deferral / active EE | $1,651 | $1,272+29.9% | $1,963-15.9% | $3,608-54.2% |
| Admin fee / account holder | $98 | $2,125-95.4% | $3,335-97.1% | $5,124-98.1% |