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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,859 | $91,194-26.7% | $178,486-62.5% | $79,860-16.3% |
| Participation rate | 93.3% | 69.2%+24.1pp | 81.9%+11.4pp | 69.6%+23.7pp |
| Annual return | 17.85% | 24.19%-6.3pp | 151.08%-133.2pp | 31.72%-13.9pp |
| Employer contribution / active EE | $2,253 | $3,256-30.8% | $5,011-55.0% | $2,471-8.8% |
| Participant deferral / active EE | $4,709 | $3,236+45.5% | $5,202-9.5% | $3,740+25.9% |
| Admin fee / account holder | $2,302 | $6,751-65.9% | $13,985-83.5% | $5,306-56.6% |