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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,563 | $75,962+32.4% | $154,111-34.7% | $64,173+56.7% |
| Participation rate | 98.7% | 70.4%+28.3pp | 83.0%+15.7pp | 69.6%+29.2pp |
| Annual return | -8.36% | 30.32%-38.7pp | 735.18%-743.5pp | 7.63%-16.0pp |
| Employer contribution / active EE | $3,314 | $3,350-1.1% | $5,298-37.4% | $2,381+39.2% |
| Participant deferral / active EE | $4,741 | $3,175+49.3% | $5,081-6.7% | $3,470+36.6% |
| Admin fee / account holder | $1,598 | $5,589-71.4% | $13,411-88.1% | $4,887-67.3% |