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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $588,208 | $185,312+217.4% | $161,489+264.2% | $154,746+280.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 8.13% | 103.84%-95.7pp | 89.72%-81.6pp | 172.34%-164.2pp |
| Employer contribution / active EE | $8,873 | $4,769+86.0% | $4,268+107.9% | $4,379+102.6% |
| Participant deferral / active EE | $12,949 | $6,350+103.9% | $5,630+130.0% | $6,730+92.4% |
| Admin fee / account holder | $6,003 | $18,654-67.8% | $16,006-62.5% | $14,365-58.2% |