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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,788 | $175,231+123.0% | $149,696+161.1% | $139,466+180.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 10.44% | 166.77%-156.3pp | 134.46%-124.0pp | 373.66%-363.2pp |
| Employer contribution / active EE | $16,459 | $5,478+200.5% | $4,821+241.4% | $4,754+246.2% |
| Participant deferral / active EE | $10,959 | $6,521+68.0% | $5,682+92.9% | $6,712+63.3% |
| Admin fee / account holder | $18,609 | $16,155+15.2% | $13,212+40.8% | $11,409+63.1% |