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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,116 | $85,766-91.7% | $136,298-94.8% | $70,126-89.9% |
| Participation rate | 81.4% | 74.2%+7.2pp | 81.9%-0.5pp | 69.5%+11.9pp |
| Annual return | 22.00% | 31.46%-9.5pp | 5156.27%-5134.3pp | 73.15%-51.1pp |
| Employer contribution / active EE | $913 | $2,966-69.2% | $4,696-80.6% | $2,343-61.0% |
| Participant deferral / active EE | $2,354 | $5,051-53.4% | $6,247-62.3% | $3,332-29.4% |
| Admin fee / account holder | $1,157 | $5,421-78.7% | $9,244-87.5% | $4,645-75.1% |