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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,801 | $91,167+167.4% | $178,498+36.6% | $79,858+205.3% |
| Participation rate | 69.2% | 69.2%0pp | 81.9%-12.7pp | 69.6%-0.4pp |
| Annual return | 17.13% | 24.19%-7.1pp | 151.09%-134.0pp | 31.72%-14.6pp |
| Employer contribution / active EE | $4,249 | $3,255+30.5% | $5,011-15.2% | $2,471+71.9% |
| Participant deferral / active EE | $3,670 | $3,236+13.4% | $5,202-29.4% | $3,740-1.9% |
| Admin fee / account holder | $1,341 | $6,747-80.1% | $13,985-90.4% | $5,306-74.7% |