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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,436 | $58,391-51.3% | $76,657-62.9% | $72,975-61.0% |
| Participation rate | 81.0% | 67.4%+13.7pp | 72.1%+8.9pp | 69.5%+11.5pp |
| Annual return | 29.28% | 2306.65%-2277.4pp | 1166.74%-1137.5pp | 81.01%-51.7pp |
| Employer contribution / active EE | $891 | $1,787-50.2% | $2,303-61.3% | $2,440-63.5% |
| Participant deferral / active EE | $1,413 | $2,690-47.5% | $3,335-57.6% | $3,608-60.8% |
| Admin fee / account holder | $337 | $4,014-91.6% | $6,423-94.8% | $5,124-93.4% |