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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,753 | $100,901-71.5% | $75,501-61.9% | $147,586-80.5% |
| Participation rate | 100.0% | 77.1%+22.9pp | 72.4%+27.6pp | 82.8%+17.2pp |
| Annual return | 18.28% | 35.78%-17.5pp | 27.35%-9.1pp | 578.59%-560.3pp |
| Employer contribution / active EE | $1,956 | $3,253-39.9% | $2,352-16.8% | $4,876-59.9% |
| Participant deferral / active EE | $2,874 | $4,027-28.6% | $3,142-8.5% | $5,439-47.2% |
| Admin fee / account holder | $707 | $11,285-93.7% | $5,801-87.8% | $10,886-93.5% |