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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,208 | $88,672-54.7% | $105,223-61.8% | $82,448-51.2% |
| Participation rate | 65.1% | 67.9%-2.8pp | 75.0%-9.9pp | 68.1%-3.0pp |
| Annual return | 16.52% | 30.86%-14.3pp | 180.65%-164.1pp | 41.64%-25.1pp |
| Employer contribution / active EE | $2,061 | $3,048-32.4% | $3,689-44.1% | $2,551-19.2% |
| Participant deferral / active EE | $4,940 | $4,036+22.4% | $5,072-2.6% | $4,139+19.4% |
| Admin fee / account holder | $6,893 | $7,146-3.5% | $8,859-22.2% | $7,234-4.7% |