Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,870 | $58,093-31.4% | $80,022-50.2% | $56,289-29.2% |
| Participation rate | 38.1% | 73.6%-35.6pp | 75.8%-37.8pp | 69.9%-31.8pp |
| Annual return | -6.16% | 34.63%-40.8pp | 11.22%-17.4pp | -9.96%+3.8pp |
| Employer contribution / active EE | $1,043 | $1,933-46.0% | $2,468-57.8% | $2,111-50.6% |
| Participant deferral / active EE | $2,105 | $3,136-32.9% | $3,686-42.9% | $3,350-37.2% |
| Admin fee / account holder | $1,884 | $623+202.7% | $6,521-71.1% | $521+261.7% |