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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,058 | $98,766+168.4% | $149,730+77.0% | $79,852+231.9% |
| Participation rate | 97.4% | 75.8%+21.6pp | 82.5%+14.9pp | 69.6%+27.7pp |
| Annual return | 16.07% | 27.43%-11.4pp | 276.70%-260.6pp | 31.72%-15.6pp |
| Employer contribution / active EE | $8,065 | $3,217+150.7% | $4,645+73.6% | $2,471+226.4% |
| Participant deferral / active EE | $13,165 | $5,681+131.7% | $6,843+92.4% | $3,740+252.0% |
| Admin fee / account holder | $3,528 | $6,052-41.7% | $9,310-62.1% | $5,306-33.5% |