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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,145 | $64,716-65.8% | $112,258-80.3% | $68,495-67.7% |
| Participation rate | 36.8% | 67.2%-30.3pp | 75.1%-38.2pp | 67.9%-31.0pp |
| Annual return | -17.08% | -11.40%-5.7pp | 27.47%-44.6pp | -7.84%-9.2pp |
| Employer contribution / active EE | $985 | $2,746-64.1% | $3,636-72.9% | $2,596-62.1% |
| Participant deferral / active EE | $2,343 | $3,565-34.3% | $4,728-50.4% | $4,028-41.8% |
| Admin fee / account holder | $3,452 | $5,232-34.0% | $6,411-46.2% | $5,403-36.1% |