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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,843 | $63,346-41.8% | $92,239-60.1% | $70,124-47.5% |
| Participation rate | 83.3% | 68.7%+14.7pp | 76.5%+6.9pp | 69.5%+13.8pp |
| Annual return | 39.72% | 530.19%-490.5pp | 176.29%-136.6pp | 73.14%-33.4pp |
| Employer contribution / active EE | $1,263 | $2,471-48.9% | $3,680-65.7% | $2,342-46.1% |
| Participant deferral / active EE | $2,903 | $2,854+1.7% | $3,897-25.5% | $3,332-12.9% |
| Admin fee / account holder | $445 | $3,841-88.4% | $5,194-91.4% | $4,645-90.4% |