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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,215 | $148,623+12.5% | $135,974+23.0% | $139,466+19.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.70% | 79.30%-62.6pp | 68.30%-51.6pp | 373.66%-357.0pp |
| Employer contribution / active EE | $5,574 | $5,246+6.2% | $4,859+14.7% | $4,754+17.2% |
| Participant deferral / active EE | $8,688 | $8,103+7.2% | $7,760+12.0% | $6,712+29.4% |
| Admin fee / account holder | $9,878 | $12,406-20.4% | $10,767-8.3% | $11,409-13.4% |