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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,203 | $148,623-61.5% | $135,974-57.9% | $139,466-59.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | -27.41% | 79.30%-106.7pp | 68.30%-95.7pp | 373.66%-401.1pp |
| Employer contribution / active EE | $700 | $5,246-86.7% | $4,859-85.6% | $4,754-85.3% |
| Participant deferral / active EE | $15,348 | $8,103+89.4% | $7,760+97.8% | $6,712+128.7% |
| Admin fee / account holder | $32,548 | $12,406+162.4% | $10,767+202.3% | $11,409+185.3% |