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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,615 | $138,078-63.3% | $125,363-59.6% | $134,509-62.4% |
| Participation rate | 50.0% | 84.5%-34.5pp | 82.4%-32.4pp | 81.2%-31.2pp |
| Annual return | -9.11% | 750.49%-759.6pp | 572.15%-581.3pp | 418.13%-427.2pp |
| Employer contribution / active EE | $2,576 | $5,245-50.9% | $4,815-46.5% | $4,741-45.7% |
| Participant deferral / active EE | $7,202 | $7,800-7.7% | $7,447-3.3% | $6,400+12.5% |
| Admin fee / account holder | $3 | $11,566-100.0% | $10,005-100.0% | $11,427-100.0% |