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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,518 | $57,330-62.5% | $86,656-75.2% | $75,177-71.4% |
| Participation rate | 40.0% | 63.2%-23.2pp | 71.7%-31.7pp | 67.2%-27.2pp |
| Annual return | 15.11% | 2675.40%-2660.3pp | 593.09%-578.0pp | 160.75%-145.6pp |
| Employer contribution / active EE | $830 | $2,316-64.2% | $3,025-72.6% | $2,671-68.9% |
| Participant deferral / active EE | $1,378 | $3,320-58.5% | $4,439-68.9% | $4,126-66.6% |
| Admin fee / account holder | $20,186 | $4,115+390.6% | $5,619+259.3% | $5,651+257.2% |