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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,539 | $98,240-79.1% | $82,313-75.0% | $147,585-86.1% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 17.17% | 30.85%-13.7pp | 25.88%-8.7pp | 578.57%-561.4pp |
| Employer contribution / active EE | $1,790 | $3,192-43.9% | $2,428-26.3% | $4,876-63.3% |
| Participant deferral / active EE | $2,369 | $4,383-46.0% | $3,706-36.1% | $5,439-56.4% |
| Admin fee / account holder | $9,393 | $8,563+9.7% | $5,608+67.5% | $10,885-13.7% |