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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,864 | $165,381-13.0% | $149,730-3.9% | $158,966-9.5% |
| Participation rate | 60.0% | 84.6%-24.6pp | 82.5%-22.5pp | 82.0%-22.0pp |
| Annual return | 12.93% | 348.29%-335.4pp | 276.70%-263.8pp | 302.95%-290.0pp |
| Employer contribution / active EE | $2,259 | $5,104-55.7% | $4,645-51.4% | $4,762-52.6% |
| Participant deferral / active EE | $5,246 | $7,182-27.0% | $6,843-23.3% | $5,983-12.3% |
| Admin fee / account holder | $314 | $10,809-97.1% | $9,310-96.6% | $11,250-97.2% |