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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,621 | $127,387-28.1% | $115,038-20.4% | $125,389-26.9% |
| Participation rate | 60.0% | 84.2%-24.2pp | 81.4%-21.4pp | 83.2%-23.2pp |
| Annual return | 5.43% | 31.28%-25.9pp | 26.14%-20.7pp | 282.24%-276.8pp |
| Employer contribution / active EE | $3,040 | $5,166-41.2% | $4,608-34.0% | $4,866-37.5% |
| Participant deferral / active EE | $6,603 | $6,423+2.8% | $6,026+9.6% | $5,352+23.4% |
| Admin fee / account holder | $484 | $9,516-94.9% | $8,175-94.1% | $9,541-94.9% |