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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,617 | $77,816-29.8% | $123,552-55.8% | $64,173-14.9% |
| Participation rate | 96.0% | 74.7%+21.3pp | 82.3%+13.7pp | 69.6%+26.4pp |
| Annual return | -7.37% | 12.49%-19.9pp | 119.20%-126.6pp | 7.63%-15.0pp |
| Employer contribution / active EE | $2,545 | $3,014-15.6% | $4,628-45.0% | $2,381+6.9% |
| Participant deferral / active EE | $6,941 | $5,240+32.5% | $6,426+8.0% | $3,470+100.0% |
| Admin fee / account holder | $5,728 | $5,519+3.8% | $9,285-38.3% | $4,887+17.2% |