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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $343,383 | $160,070+114.5% | $147,117+133.4% | $145,897+135.4% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 11.16% | 98.69%-87.5pp | 420.54%-409.4pp | 552.29%-541.1pp |
| Employer contribution / active EE | $7,816 | $5,285+47.9% | $4,932+58.5% | $4,663+67.6% |
| Participant deferral / active EE | $9,612 | $8,419+14.2% | $8,065+19.2% | $6,689+43.7% |
| Admin fee / account holder | $14,055 | $15,035-6.5% | $12,993+8.2% | $13,390+5.0% |