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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,702 | $175,257+13.4% | $149,717+32.7% | $139,456+42.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.23% | 166.70%-152.5pp | 134.41%-120.2pp | 373.45%-359.2pp |
| Employer contribution / active EE | $7,012 | $5,477+28.0% | $4,820+45.5% | $4,753+47.5% |
| Participant deferral / active EE | $5,416 | $6,521-17.0% | $5,682-4.7% | $6,711-19.3% |
| Admin fee / account holder | $2,608 | $16,156-83.9% | $13,213-80.3% | $11,407-77.1% |