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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,951 | $107,353-79.6% | $92,903-76.4% | $152,885-85.6% |
| Participation rate | 64.7% | 79.8%-15.1pp | 76.0%-11.3pp | 82.5%-17.7pp |
| Annual return | 29.78% | 145.62%-115.8pp | 109.43%-79.7pp | 345.39%-315.6pp |
| Employer contribution / active EE | $1,516 | $4,222-64.1% | $3,653-58.5% | $4,763-68.2% |
| Participant deferral / active EE | $4,497 | $4,848-7.2% | $4,238+6.1% | $5,851-23.1% |
| Admin fee / account holder | $1,310 | $7,081-81.5% | $5,795-77.4% | $11,598-88.7% |