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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,304 | $107,666-39.3% | $102,184-36.1% | $154,746-57.8% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 11.32% | 29.33%-18.0pp | 31.58%-20.3pp | 172.34%-161.0pp |
| Employer contribution / active EE | $8,996 | $3,846+133.9% | $3,594+150.3% | $4,379+105.4% |
| Participant deferral / active EE | $7,838 | $8,719-10.1% | $8,309-5.7% | $6,730+16.5% |
| Admin fee / account holder | $4,689 | $12,943-63.8% | $11,609-59.6% | $14,365-67.4% |