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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,232 | $126,661-20.9% | $113,397-11.6% | $138,895-27.8% |
| Participation rate | 80.0% | 79.4%+0.6pp | 76.5%+3.5pp | 79.9%+0.1pp |
| Annual return | 10.21% | 25.05%-14.8pp | 23.20%-13.0pp | 145.39%-135.2pp |
| Employer contribution / active EE | $532 | $3,456-84.6% | $2,977-82.1% | $4,194-87.3% |
| Participant deferral / active EE | $4,037 | $5,693-29.1% | $5,076-20.5% | $6,396-36.9% |
| Admin fee / account holder | $6,951 | $14,549-52.2% | $11,957-41.9% | $12,562-44.7% |