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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,423 | $117,829-8.0% | $102,423+5.9% | $145,877-25.7% |
| Participation rate | 88.9% | 78.6%+10.3pp | 76.5%+12.4pp | 80.3%+8.6pp |
| Annual return | 11.72% | 31.83%-20.1pp | 29.42%-17.7pp | 551.28%-539.6pp |
| Employer contribution / active EE | $765 | $3,615-78.8% | $3,023-74.7% | $4,663-83.6% |
| Participant deferral / active EE | $6,838 | $5,732+19.3% | $5,054+35.3% | $6,691+2.2% |
| Admin fee / account holder | $11,561 | $13,335-13.3% | $9,455+22.3% | $13,402-13.7% |