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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,232 | $167,415-40.1% | $140,514-28.7% | $198,609-49.5% |
| Participation rate | 80.0% | 80.9%-0.9pp | 77.8%+2.2pp | 82.4%-2.4pp |
| Annual return | 10.21% | 13.85%-3.6pp | 14.36%-4.1pp | 202.70%-192.5pp |
| Employer contribution / active EE | $532 | $4,088-87.0% | $3,378-84.3% | $5,055-89.5% |
| Participant deferral / active EE | $4,037 | $5,579-27.6% | $4,919-17.9% | $6,977-42.1% |
| Admin fee / account holder | $6,951 | $16,730-58.5% | $13,697-49.3% | $19,030-63.5% |