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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,232 | $136,860-26.8% | $120,344-16.7% | $154,746-35.2% |
| Participation rate | 80.0% | 79.9%+0.1pp | 76.7%+3.3pp | 80.7%-0.7pp |
| Annual return | 10.21% | 21.38%-11.2pp | 20.30%-10.1pp | 172.34%-162.1pp |
| Employer contribution / active EE | $532 | $3,533-84.9% | $3,020-82.4% | $4,379-87.9% |
| Participant deferral / active EE | $4,037 | $5,793-30.3% | $5,135-21.4% | $6,730-40.0% |
| Admin fee / account holder | $6,951 | $15,393-54.8% | $12,742-45.4% | $14,365-51.6% |