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| Provider | Service type | Compensation |
|---|---|---|
JPMORGAN INVEST HOLDINGS LLC2 years Service code 64 · EIN 13-2624428 | Recordkeeping Fees | $16,443 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,707 | $51,447-38.4% | $104,639-69.7% | $73,412-56.8% |
| Participation rate | 41.6% | 68.2%-26.6pp | 74.1%-32.5pp | 72.2%-30.6pp |
| Annual return | 15.75% | 25.06%-9.3pp | 340.67%-324.9pp | 59.30%-43.5pp |
| Employer contribution / active EE | $71 | $1,441-95.1% | $2,682-97.3% | $2,234-96.8% |
| Participant deferral / active EE | $1,486 | $3,058-51.4% | $3,738-60.2% | $3,806-61.0% |
| Admin fee / account holder | $27 | $122-78.0% | $6,465-99.6% | $158-83.0% |