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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,729 | $183,592-92.5% | $155,574-91.2% | $145,877-90.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | -3.32% | 61.37%-64.7pp | 64.87%-68.2pp | 551.28%-554.6pp |
| Employer contribution / active EE | $4,644 | $5,317-12.7% | $4,676-0.7% | $4,663-0.4% |
| Participant deferral / active EE | $4,286 | $6,466-33.7% | $5,629-23.9% | $6,691-35.9% |
| Admin fee / account holder | $796 | $19,316-95.9% | $15,914-95.0% | $13,402-94.1% |