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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,954 | $75,962-17.1% | $154,108-59.1% | $64,173-1.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -7.90% | 30.32%-38.2pp | 735.21%-743.1pp | 7.63%-15.5pp |
| Employer contribution / active EE | $1,383 | $3,350-58.7% | $5,298-73.9% | $2,381-41.9% |
| Participant deferral / active EE | $4,956 | $3,175+56.1% | $5,081-2.5% | $3,470+42.8% |
| Admin fee / account holder | $1,648 | $5,589-70.5% | $13,411-87.7% | $4,887-66.3% |