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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,817 | $138,075+101.9% | $123,552+125.7% | $135,379+106.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 12.45% | 153.70%-141.2pp | 119.20%-106.8pp | 519.79%-507.3pp |
| Employer contribution / active EE | $4,943 | $5,152-4.1% | $4,628+6.8% | $4,779+3.4% |
| Participant deferral / active EE | $12,085 | $6,800+77.7% | $6,426+88.1% | $5,609+115.5% |
| Admin fee / account holder | $1,248 | $10,917-88.6% | $9,285-86.6% | $10,828-88.5% |