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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,907 | $172,111+77.2% | $150,298+102.9% | $137,256+122.1% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 12.24% | 69.37%-57.1pp | 62.79%-50.5pp | 220.34%-208.1pp |
| Employer contribution / active EE | $8,210 | $4,636+77.1% | $4,154+97.6% | $4,156+97.6% |
| Participant deferral / active EE | $9,563 | $6,166+55.1% | $5,453+75.4% | $6,407+49.3% |
| Admin fee / account holder | $7,974 | $16,471-51.6% | $14,116-43.5% | $12,270-35.0% |