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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,880 | $168,635-66.9% | $147,617-62.1% | $125,389-55.4% |
| Participation rate | 42.1% | 88.8%-46.7pp | 84.6%-42.5pp | 83.2%-41.1pp |
| Annual return | 2.13% | 77.65%-75.5pp | 61.98%-59.9pp | 282.24%-280.1pp |
| Employer contribution / active EE | $0 | $6,252-100.0% | $5,564-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $2,224 | $5,507-59.6% | $4,895-54.6% | $5,352-58.4% |
| Admin fee / account holder | $16,725 | $13,580+23.2% | $11,612+44.0% | $9,541+75.3% |