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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,050 | $167,362+168.9% | $143,799+213.0% | $134,532+234.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -17.89% | 0.47%-18.4pp | -0.04%-17.8pp | 418.27%-436.2pp |
| Employer contribution / active EE | $367 | $5,620-93.5% | $4,952-92.6% | $4,741-92.3% |
| Participant deferral / active EE | $8,381 | $6,447+30.0% | $5,638+48.6% | $6,401+30.9% |
| Admin fee / account holder | $8,920 | $18,094-50.7% | $14,677-39.2% | $11,429-21.9% |