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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,857 | $87,546+17.5% | $75,784+35.7% | $125,389-18.0% |
| Participation rate | 83.3% | 80.2%+3.2pp | 75.8%+7.5pp | 83.2%+0.1pp |
| Annual return | 0.42% | 13.49%-13.1pp | 9.68%-9.3pp | 282.24%-281.8pp |
| Employer contribution / active EE | $1,464 | $3,930-62.7% | $3,323-55.9% | $4,866-69.9% |
| Participant deferral / active EE | $7,152 | $4,230+69.1% | $3,652+95.9% | $5,352+33.6% |
| Admin fee / account holder | $2,418 | $6,503-62.8% | $5,300-54.4% | $9,541-74.7% |